Referral Revenue
ING Savings Maximiser: closing to new customers, and what to open instead
ING is closing its Savings Maximiser to new customers from 1 December 2026 and replacing it with the Savings Booster. If you’re new to ING, you’ll need an Orange Everyday account either way, and opening it with promo code INGNEW400 can get you a $400 bonus on top.
Savings Maximiser vs Savings Booster
| Savings Maximiser | Savings Booster | |
|---|---|---|
| Open to new customers | Until 1 December 2026 | Yes, launched 27 July 2026 |
| To earn the bonus rate | Deposit $1,000 a month, make 5+ card purchases and grow your balance | Grow your balance by $100 or more each month |
| Needs Orange Everyday | Yes | Yes, in the same name |
| New-customer extra | None | A welcome rate for your first 4 months |
Already have a Savings Maximiser?
You don’t have to do anything. Your account stays open and the bonus-rate conditions don’t change. If you keep missing the $1,000 deposit or the five card purchases, compare it with the Savings Booster, whose condition is simpler.
New to ING? Get $400 when you open your Orange Everyday
ING Orange Everyday · $400 with INGNEW400
ING is an Australian digital bank. New customers who open an Orange Everyday account with promo code INGNEW400 and meet the monthly requirements for three consecutive months receive a $400 bonus.
Already an ING customer? The $400 is for new customers only. See other banks that pay a sign-up bonus.
ING savings questions
Is ING closing the Savings Maximiser?
It’s closing to new customers from 1 December 2026. Existing Savings Maximiser accounts stay open, and you keep earning under the current conditions.
What replaces the Savings Maximiser?
The Savings Booster, launched on 27 July 2026. To get its bonus rate you only need to grow your balance by $100 each month, with no card purchases or $1,000 deposit.
Do I need an Orange Everyday account?
Yes. Both savings accounts need an active Orange Everyday in the same name. You can open it at the same time.
How do I get the $400 bonus?
Open your Orange Everyday with promo code INGNEW400 and meet the monthly requirements for three months. The full steps are in our ING guide.
What are the current interest rates?
Rates change often, so check ING’s website for today’s rates before you open an account.
Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.