Australian banks, crypto exchanges and share trading apps will pay you to open an account. These 11 sign up bonuses add up to $1,090, and most need only a small deposit. All were checked in October 2026, but offers can change, so check the provider's terms before you deposit.
The bonus: $400 cash.
How to get it: Open an Orange Everyday account using the sign-up link below. Enter promo code INGNEW400 when prompted. Deposit $1,000 from another bank account. You can transfer $980 back to your original account the same day. Order your free physical card and add the digital card to Apple Pay or Google Pay. Make 5 card purchases using the remaining $20. Any amount counts. Transfer at least $1 into your Savings Maximiser account. Repeat steps 3 to 6 each calendar month for 3 consecutive months.
The bonus: $100 cash.
How to get it: Open a Westpac Business One account using the sign-up link below. You will need an ABN. Complete identity verification. Deposit $100 in a single transaction, using WELCOME100 as the transaction description.
The bonus: $50 cash.
How to get it: Open a Westpac Choice account using the sign-up link below. Complete identity verification. Open a Choice savings account as well. Deposit $50. Make at least $50 of card purchases within 15 days of opening the account.
The bonus: $50 cash.
How to get it: Open a Complete Freedom account using the sign-up link below. Complete identity verification. Open a savings account as well. Deposit $50. Make at least $50 of card purchases within 15 days of opening the account.
The bonus: $30 cash.
How to get it: Open a UBank account using the sign-up link below. Enter referral code GTTYSX2 when asked. Deposit $2.50 into your account. Add your UBank card to Apple Pay or Google Pay and make 5 separate purchases. Any amount counts.
The bonus: $60 cash.
How to get it: Sign up to CoinByte using the sign-up link below. If prompted, enter referral code rhtPP. Complete identity verification. Deposit $110 using PayID or bank transfer. Buy $110 of any cryptocurrency, excluding stablecoins.
The bonus: $20 cash.
How to get it: Sign up to Independent Reserve using the sign-up link below. If asked for a referral code, enter BYLFGQ. Complete identity verification. You will need your driver's licence or passport. Deposit $1 using PayID. There is no minimum deposit. Buy any cryptocurrency with your $1.
The bonus: $20 cash.
How to get it: Sign up to Bitcoin.com.au using the sign-up link below. If asked for a referral code, enter MGSCVG. Complete identity verification. You will need your driver's licence or passport. Deposit $1 using PayID. There is no minimum deposit. Buy any cryptocurrency with your $1.
The bonus: $10 cash.
How to get it: Download the YouTrip app using the sign-up link below. Once installed, open the same link again and check the app shows "Code applied". Verify your identity. Top up $0.01.
Yes. Each one pays real money (or share vouchers for Tiger Brokers) once you meet the offer conditions, and you can withdraw it to your bank account.
Yes. They are from different providers, so you can do as many as you like. Most are for new customers only, so you can claim each one once.
ING pays the most at $400, but it takes three months. For a quick start, Independent Reserve and Bitcoin.com.au pay $20 each with a $1 deposit.
Usually not. Most offers only need a small deposit or a short holding period. Each guide explains when you can withdraw.
Most sign up bonuses are for new customers only. If you already have an account with a provider, skip that one.
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Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.