Referral Revenue
Updated October 2026

Sign up bonuses in Australia: 11 places that pay you to join

Australian banks, crypto exchanges and share trading apps will pay you to open an account. These 11 sign up bonuses add up to $1,090, and most need only a small deposit. All were checked in October 2026, but offers can change, so check the provider's terms before you deposit.

In this article

Bank accounts

ING

The bonus: $400 cash.

How to get it: Open an Orange Everyday account using the sign-up link below. Enter promo code INGNEW400 when prompted. Deposit $1,000 from another bank account. You can transfer $980 back to your original account the same day. Order your free physical card and add the digital card to Apple Pay or Google Pay. Make 5 card purchases using the remaining $20. Any amount counts. Transfer at least $1 into your Savings Maximiser account. Repeat steps 3 to 6 each calendar month for 3 consecutive months.

Deposit $1,000 · 10–15 min a month, for 3 months · Paid by the end of month 3 · Code INGNEW400 Full ING guide · Sign up to ING →

Westpac Business

The bonus: $100 cash.

How to get it: Open a Westpac Business One account using the sign-up link below. You will need an ABN. Complete identity verification. Deposit $100 in a single transaction, using WELCOME100 as the transaction description.

Deposit $100 · 20–25 minutes · Paid usually within a week · Code WELCOME100 Full Westpac Business guide · Sign up to Westpac Business →

Westpac Choice

The bonus: $50 cash.

How to get it: Open a Westpac Choice account using the sign-up link below. Complete identity verification. Open a Choice savings account as well. Deposit $50. Make at least $50 of card purchases within 15 days of opening the account.

Deposit $50 · 20–25 minutes · Paid usually within a week Full Westpac Choice guide · Sign up to Westpac Choice →

St.George

The bonus: $50 cash.

How to get it: Open a Complete Freedom account using the sign-up link below. Complete identity verification. Open a savings account as well. Deposit $50. Make at least $50 of card purchases within 15 days of opening the account.

Deposit $50 · 20–25 minutes · Paid within 60 days Full St.George guide · Sign up to St.George →

UBank

The bonus: $30 cash.

How to get it: Open a UBank account using the sign-up link below. Enter referral code GTTYSX2 when asked. Deposit $2.50 into your account. Add your UBank card to Apple Pay or Google Pay and make 5 separate purchases. Any amount counts.

Deposit $2.50 · 10–15 minutes · Paid within 10 business days · Code GTTYSX2 Full UBank guide · Sign up to UBank →

Crypto exchanges

CoinByte

The bonus: $60 cash.

How to get it: Sign up to CoinByte using the sign-up link below. If prompted, enter referral code rhtPP. Complete identity verification. Deposit $110 using PayID or bank transfer. Buy $110 of any cryptocurrency, excluding stablecoins.

Deposit $110 · 10–15 minutes · Paid within 24 hours · Code rhtPP Full CoinByte guide · Sign up to CoinByte →

Independent Reserve

The bonus: $20 cash.

How to get it: Sign up to Independent Reserve using the sign-up link below. If asked for a referral code, enter BYLFGQ. Complete identity verification. You will need your driver's licence or passport. Deposit $1 using PayID. There is no minimum deposit. Buy any cryptocurrency with your $1.

Deposit $1 · 5–10 minutes · Paid within 7 days · Code BYLFGQ Full Independent Reserve guide · Sign up to Independent Reserve →

Bitcoin.com.au

The bonus: $20 cash.

How to get it: Sign up to Bitcoin.com.au using the sign-up link below. If asked for a referral code, enter MGSCVG. Complete identity verification. You will need your driver's licence or passport. Deposit $1 using PayID. There is no minimum deposit. Buy any cryptocurrency with your $1.

Deposit $1 · 5–10 minutes · Paid within 7 days · Code MGSCVG Full Bitcoin.com.au guide · Sign up to Bitcoin.com.au →

Share trading

IG Trading

The bonus: $200 cash.

How to get it: Open an IG share trading account using the sign-up link below. Complete identity verification and deposit $100. Buy at least $95 of shares. Hold the position for 30 days. Set a reminder for day 31.

Deposit $100 · 20–25 min + 30-day hold · Paid within 7 days of the hold Full IG Trading guide · Sign up to IG Trading →

Tiger Trade

The bonus: $150 in share vouchers.

How to get it: Sign up to Tiger Trade and open an account using the sign-up link below. Complete identity verification. Deposit at least $5 and buy at least $5 of any US stock. Hold that position for at least 30 days. Set a reminder.

Deposit $5 · 15–30 min + 30-day hold · Paid after 30 days Full Tiger Trade guide · Sign up to Tiger Trade →

Travel money

YouTrip

The bonus: $10 cash.

How to get it: Download the YouTrip app using the sign-up link below. Once installed, open the same link again and check the app shows "Code applied". Verify your identity. Top up $0.01.

Deposit $0.01 · 10–15 minutes · Paid after your first top-up Full YouTrip guide · Sign up to YouTrip →

Frequently asked questions

Are these sign up bonuses real cash?

Yes. Each one pays real money (or share vouchers for Tiger Brokers) once you meet the offer conditions, and you can withdraw it to your bank account.

Can I claim all of them?

Yes. They are from different providers, so you can do as many as you like. Most are for new customers only, so you can claim each one once.

Which sign up bonus pays the most?

ING pays the most at $400, but it takes three months. For a quick start, Independent Reserve and Bitcoin.com.au pay $20 each with a $1 deposit.

Do I need to keep my money in the account?

Usually not. Most offers only need a small deposit or a short holding period. Each guide explains when you can withdraw.

What if I already have an account?

Most sign up bonuses are for new customers only. If you already have an account with a provider, skip that one.

Want more?

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Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.

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