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ING $400 Sign-Up Bonus with Promo Code INGNEW400: How to Claim

ING is an Australian digital bank. New customers who open an Orange Everyday account with promo code INGNEW400 and meet the monthly requirements for three consecutive months receive a $400 bonus.

Offer checked October 2026 · New to this? Start with the beginner's guide
Bonus$400
Deposit$1,000
Time10–15 min a month, for 3 months
Bonus paidBy the end of month 3
Sign up to ING →Track it in your Profit TrackerPromo code INGNEW400

How to claim the bonus

  1. 01Open an Orange Everyday account using the button on this page.
  2. 02Enter promo code INGNEW400 when prompted.
  3. 03Deposit $1,000 from another bank account. You can transfer $980 back to your original account the same day.
  4. 04Order your free physical card and add the digital card to Apple Pay or Google Pay.
  5. 05Make 5 card purchases using the remaining $20. Any amount counts.
  6. 06Transfer at least $1 into your Savings Maximiser account.
  7. 07Repeat steps 3 to 6 each calendar month for 3 consecutive months.
The $400 bonus is paid to your account by the end of the three months. Check the current terms on ING's website before starting.

How to use the bonus

The bonus is paid into your Orange Everyday account.

  1. 01Transfer the balance to your main bank account, or keep using ING as your everyday account.

Frequently asked questions

What is the ING promo code?

INGNEW400. Enter it when you open your Orange Everyday account.

Is there an ING referral code?

You don't need one. New customers use ING's own promo code, INGNEW400, when opening an Orange Everyday account. It unlocks the full $400 offer.

Do I need to keep $1,000 in the account?

No. Deposit $1,000, then transfer $980 back to your original account the same day. The remaining $20 covers the 5 card purchases.

How long does the ING $400 bonus take?

You need to meet the requirements for 3 consecutive calendar months. The bonus is paid by the end of that period.

What do I need to do each month?

Deposit $1,000 from another bank, make 5 card purchases, and transfer at least $1 into your Savings Maximiser account.

Comparing options? See all bank accounts sign-up bonuses.

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Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.

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