Referral Revenue
Unclaimed money in Australia: how to check if you’re owed money (free)
Billions of dollars in old bank accounts, shares, super and refunds are waiting to be claimed in Australia. Checking takes a few minutes and costs nothing. Here’s where to look, and some money you can claim today even if the search comes up empty.
Three places to check
- Moneysmart (ASIC) at moneysmart.gov.au: old bank accounts, shares and life insurance. Search your name and any previous surnames.
- Lost super through myGov, linked to the ATO: super from old jobs you may have forgotten about.
- Your state revenue office: uncollected wages, refunds, rental bonds and other money held by your state. Search in every state you’ve lived in.
Tips for searching
- Try maiden names, nicknames and old spellings.
- Check for family members too, with their permission.
- Never pay a company to find or claim unclaimed money. The official searches are free.
Money you can claim today
Nothing waiting for you? These companies pay new customers just for signing up. All four take about 10–15 minutes and need $5 or less deposited, which stays yours.
Independent Reserve · $20
Independent Reserve is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
Bitcoin.com.au · $20
Bitcoin.com.au is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
UBank · $30
UBank is an Australian digital bank. New customers who open an account with a referral code, deposit $2.50 and make five card purchases receive a $30 bonus.
YouTrip · $10
YouTrip is a multi-currency card for spending in Australia and overseas. New customers who sign up through a referral link and top up one cent receive a $10 bonus.
See every current sign up bonus, worth $1,090 in total.
Unclaimed money questions
Is it free to search for unclaimed money?
Yes. The government searches are free. Be wary of anyone who charges a fee to find or claim it for you.
How does money become unclaimed?
Bank accounts that sit untouched for years, uncashed dividends, forgotten superannuation and uncollected wages or refunds can all be handed to the government to hold until the owner claims them.
How long does a claim take?
It varies. Some claims are processed in weeks, others take longer if you need to prove your identity or an old address.
What if I don’t have any unclaimed money?
Most people don’t. The sign-up bonuses on this page are the next easiest money to claim, and most take about ten minutes.
Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.