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How to start investing with $100 in Australia (and get paid to open your account)
You don’t need thousands to start investing. You need a share trading account, a small amount of money and some patience. And because brokers compete hard for new customers, two of them will pay you up to $350 just for making your first trade.
Investing basics in two minutes
- A broker is the app you buy shares through. You open an account, verify your ID and deposit money.
- Shares are a small piece of one company. ETFs bundle many companies into one purchase.
- Brokerage is the fee per trade. On small amounts it can eat your returns, so compare it.
- Time matters most. Shares can fall in the short term. Most people investing small amounts think in years, not weeks.
Two brokers that pay you to start
| IG Trading | Tiger Trade | |
|---|---|---|
| Bonus | $200 cash | $150 in share vouchers |
| Minimum to start | $100 deposit, buy $95 of shares | $5 of US shares |
| Markets | Australian and international shares | US and Australian shares |
| Hold period | 30 days | 30 days |
IG Trading
IG offers share trading in Australia. New customers who open a share trading account, buy at least $95 of shares and hold them for 30 days receive a $200 bonus.
Tiger Trade
Tiger Trade is a share trading platform. New customers who sign up through a referral link, buy $5 of any US stock and hold it for 30 days receive $150 in share vouchers.
Doing both means two accounts, but there’s no rule against it. Start with Tiger if you only want to put in $5.
New investor questions
Is $100 enough to start investing?
Yes. Most Australian share trading apps let you buy a single share or a small parcel. Brokerage fees matter more with small amounts, so check the fee per trade before you buy.
Should I buy shares or an ETF?
An ETF (exchange-traded fund) holds many companies in one purchase, which spreads your risk. Single shares can move more. This page is general information, not advice, so think about what suits you.
Can I lose money?
Yes. Share prices go up and down, including during the 30-day hold these bonuses need. Only invest money you can leave alone.
Do I pay tax on the bonus?
Bonuses and investment gains can be taxable. Keep a record and check the ATO’s guidance or ask a tax adviser.
Other ways to get paid to sign up
Banks and crypto exchanges pay new-customer bonuses too. See the full list.
Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.