Referral Revenue
Easy money for uni students: $230 for under $10 down
No shifts, no tutoring, no selling textbooks. Australian banks and apps pay new customers to sign up, and the best ones for students need a deposit of $5 or less. Here’s a plan you can fit around classes, about 15 minutes at a time.
Week 1: $2 to start
Independent Reserve · $20
Independent Reserve is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
Bitcoin.com.au · $20
Bitcoin.com.au is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
Week 2: your everyday apps
UBank · $30
UBank is an Australian digital bank. New customers who open an account with a referral code, deposit $2.50 and make five card purchases receive a $30 bonus.
YouTrip · $10
YouTrip is a multi-currency card for spending in Australia and overseas. New customers who sign up through a referral link and top up one cent receive a $10 bonus.
Week 3: shares for $5
Tiger Trade · $150 in share vouchers
Tiger Trade is a share trading platform. New customers who sign up through a referral link, buy $5 of any US stock and hold it for 30 days receive $150 in share vouchers.
After payday: if you have $50 spare
Westpac Choice · $50
Westpac Choice is Westpac's everyday transaction account. New customers who open a Choice account, deposit $50 and spend at least $50 within 15 days receive a $50 bonus.
St.George · $50
Complete Freedom is St.George's everyday transaction account. New customers who open the account, deposit $50 and spend at least $50 within 15 days receive a $50 bonus.
Student tips
- Do them on your phone between classes. Most take 10–15 minutes.
- Keep a note of what you’ve done and when each one pays, or use the free Profit Tracker.
- Only deposit money you won’t need for rent that week. You get it back, but some bonuses need it to sit for a while.
- YouTrip is handy if you travel over the break, since it has no foreign transaction fees on its card.
Student questions
Can I do these as a student?
Yes, if you’re 18 or over and have photo ID (a driver’s licence or passport). None of them need a job or a credit check.
What about international students?
Some offers require Australian residency or an Australian tax file number. Check each provider’s terms before you sign up.
Will it affect Centrelink or Youth Allowance?
Bonuses can count as income. If you get a Centrelink payment, check with Services Australia how to report them.
How long until I get paid?
The crypto bonuses usually arrive within a week. Tiger Brokers’ vouchers come after a 30-day hold.
More offers
Once you’ve done these, there are bigger ones too. See all current sign up bonuses, or join the Discord for guides to 25+.
Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.