Referral Revenue
ING review: is it worth it?
ING is a branchless bank known for its Orange Everyday account and high-interest savings. It also pays one of the biggest sign-up bonuses in Australia. Here’s what you get, and the conditions that come with it.
ING at a glance
| Owned by | ING Group, the Dutch banking group |
| Accounts | Orange Everyday, Savings Booster, and the Savings Maximiser (closing to new customers on 1 December 2026) |
| Branches | None. App, online and phone banking |
| Deposit protection | Government Financial Claims Scheme, up to $250,000 per person |
| Sign-up bonus | Up to $400 with promo code INGNEW400 |
What’s good
- Orange Everyday perks like ATM fee rebates if you meet the monthly conditions
- The new Savings Booster has a simple bonus-rate condition: grow your balance by $100 a month
- The biggest bank sign-up bonus we list
What’s not so good
- Most perks depend on monthly conditions, such as a $1,000 deposit and card purchases
- No branches
- The $400 bonus takes three months of meeting requirements
Our verdict
Worth it if you can route $1,000 a month through it. If you can’t meet the monthly conditions, you lose most of what makes ING good.
Get the ING sign-up bonus: $400
ING is an Australian digital bank. New customers who open an Orange Everyday account with promo code INGNEW400 and meet the monthly requirements for three consecutive months receive a $400 bonus.
ING questions
Is ING a good bank?
For people happy to bank online and meet its monthly conditions, yes. It’s a large, established bank, and its everyday account has no monthly fee.
Is ING safe?
Yes. ING is an authorised deposit-taking institution in Australia, so deposits are covered by the Financial Claims Scheme up to $250,000 per person.
Is the Savings Maximiser closing?
It closes to new customers from 1 December 2026. See our ING Savings Maximiser explainer for what to open instead.
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