Referral Revenue
Apps that pay you in Australia, ranked by what they pay per minute
Most “apps that pay you” pay very little for your time. The ones that pay best aren’t survey or game apps at all. They’re banking, crypto and investing apps that pay new customers a bonus just for signing up.
The four kinds of money apps
| What you earn | The catch | |
|---|---|---|
| Survey apps | Cents to a few dollars per survey | Slow, and you often get screened out halfway through |
| Cashback apps | A small percentage of what you spend | You have to spend money first, and payouts can take months |
| Receipt and game apps | Points worth cents | Lots of tapping for very little |
| Sign-up bonus apps | $10 to $200 per app, once | Each one only pays once, and some need a deposit you keep |
9 apps that pay you to sign up, best per minute first
1. IG Trading: $200
About $8.89 a minute. IG offers share trading in Australia. New customers who open a share trading account, buy at least $95 of shares and hold them for 30 days receive a $200 bonus.
2. Tiger Trade: $150 in share vouchers
About $6.67 a minute. Tiger Trade is a share trading platform. New customers who sign up through a referral link, buy $5 of any US stock and hold it for 30 days receive $150 in share vouchers.
3. CoinByte: $60
About $4.80 a minute. CoinByte is an AUSTRAC-registered Australian cryptocurrency exchange. New customers who sign up through a referral link and buy $110 of cryptocurrency receive a $60 bonus.
4. Independent Reserve: $20
About $2.67 a minute. Independent Reserve is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
5. Bitcoin.com.au: $20
About $2.67 a minute. Bitcoin.com.au is an Australian cryptocurrency exchange. New customers who sign up through a referral link, deposit $1 and buy any cryptocurrency receive a $20 bonus.
6. UBank: $30
About $2.40 a minute. UBank is an Australian digital bank. New customers who open an account with a referral code, deposit $2.50 and make five card purchases receive a $30 bonus.
7. Westpac Choice: $50
About $2.22 a minute. Westpac Choice is Westpac's everyday transaction account. New customers who open a Choice account, deposit $50 and spend at least $50 within 15 days receive a $50 bonus.
8. St.George: $50
About $2.22 a minute. Complete Freedom is St.George's everyday transaction account. New customers who open the account, deposit $50 and spend at least $50 within 15 days receive a $50 bonus.
9. YouTrip: $10
About $0.80 a minute. YouTrip is a multi-currency card for spending in Australia and overseas. New customers who sign up through a referral link and top up one cent receive a $10 bonus.
Have $1,000 to move around for three months? ING pays $400, the biggest bonus of the lot.
Questions about apps that pay
Do these apps really pay you?
Yes. They’re Australian banks, crypto exchanges and share trading apps paying new customers to join. The money lands in your account once you meet the conditions.
Why do they pay you to sign up?
Getting a new customer through advertising costs them far more than the bonus, so they’d rather pay you directly.
Is it better than surveys?
For your first few hundred dollars, yes. A ten-minute sign-up can pay more than weeks of surveys. The catch is each bonus only pays once, so surveys and cashback are better for small ongoing amounts.
How is the per-minute figure worked out?
The bonus divided by the typical time to sign up and qualify. Holding periods (like IG’s 30 days) aren’t counted, because you don’t have to do anything while you wait.
Do them with a group
The Referral Revenue Discord has guides for 25+ of these apps and people who’ve done them all. Join free.
Referral Revenue may receive a commission from the provider when you sign up through the links on this site. This does not reduce your bonus. This is general information only and not financial advice. Offer terms and amounts can change at any time, so check the provider's current terms before depositing. Cryptocurrency and share trading carry risk.